Become a Broker
WHAT AXIOMEDS IS (AND ISN’T)
AXIOMeds is a health benefits membership—24/7 virtual care, prevention coaching, and coordinated local services. It is not insurance, does not underwrite, and does not pay ER/hospital claims. Agents may offer separate insurance products (hospitalization & emergency care, vision & dental, life, catastrophic/critical illness) issued by third-party carriers.
HOW THE BROKER MODEL WORKS (Steps)
- Apply & onboard – Verify licensure and E&O; review compliance and disclosure (20–40 min brief).
- Plug in – Receive broker kit, co-branded collateral, and lead-handoff instructions.
- Serve two paths
- Your clients → AXIOMeds: Offer memberships alongside existing coverage.
- AXIOMeds members → You: Act as an “internal” service channel for separate insurance needs.
- Close & support – Enroll members in AXIOMeds and/or insurance; handle renewals; keep compliance current.
COMPENSATION & ECONOMICS (Transparent)
COMPENSATION & ECONOMICS (Transparent)
AXIOMeds membership referral (illustrative, per enrollment):
·Basic — (upfront)1
·Preferred— (upfront)1
·Silver (upfront)1
·Gold — (upfront)1
·Platinum — (upfront)1
Ongoing service compensation: 25%–75% of the initial amount (program terms/state rules apply).
Carrier compensation: standard commissions and renewals per carrier schedules. Member pricing/premiums are not increased by broker involvement.
1 Subject to NDA and Engagement Agreement
WHO QUALIFIES (Eligibility & Compliance)
- Active state license(s) for lines you sell (health, life, ancillary).
- E&O coverage in force.
- Good standing (no disqualifying actions or exclusions).
- Compliance attestations: advertising, disclosures, anti-inducement, privacy.
- Independent contractor status (not an AXIOMeds employee).
- No tying: members may choose any agent; AXIOMeds membership is not contingent on buying insurance.
WHAT YOU CAN OFFER (at a glance)
- Hospitalization & Emergency Care (separate policies; ER/inpatient).
- Vision & Dental (individual or group).
- Life Insurance (term, whole, or final expense—per carrier/state).
- Catastrophic/Critical Illness (e.g., cancer, heart attack, stroke).
You’ll use carrier-approved materials and standard needs analysis while positioning AXIOMeds membership as the day-to-day access and prevention layer.
POSITIONING PLAYBOOK (Broker talking points)
- Simple split: AXIOMeds = everyday access & prevention. Insurance = financial protection for major events.
- Member value: predictable costs, 24/7 clinicians, coordinated local care when needed.
- Employer value: healthier teams, fewer avoidable ER visits, measurable outcomes.
- Agent value: warm demand, two revenue streams, renewals, and happier clients.
LEAD SOURCES YOU’LL TAP
- Existing client lists seeking better front-end access.
- AXIOMeds member base requesting vision/dental, life, or catastrophic coverage.
- Employer pilots (30–60 days) needing wrap solutions for uncovered groups.
- Co-branded campaigns: email, posters/QR, webinars, tool-box talks.
DATA PRIVACY & SHARING
- Share only the minimum necessary data to fulfill a member’s request.
- Employer reporting is aggregate/de-identified; individual health details are never shared without consent.
- Use carrier-approved, compliant channels for PHI and applications.
BROKER TOOLKIT (What you receive)
- Broker Kit (PDF): positioning guide, disclosures, and scripts.
- Co-branded one-pagers for members & employers.
- Email/SMS templates and landing-page copy.
- Lead-handoff sheet and contact routes for quick answers.
- Quarterly enablement: product refreshers, compliance updates, and new collateral.
Insurance Agent/Broker Engagement Disclosure*
AXIOMeds is a wellness-first membership and not insurance. Independent, licensed Agents may offer separate insurance products (hospitalization/emergency care, vision/dental, life, catastrophic). Agent compensation may include AXIOMeds referral fees and carrier commissions; member prices are not increased by agent involvement. See full disclosure for details.
